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2018 California Fannie Mae and Freddie Mac Loan Limits for Conventional Loans

Fannie Mae and Freddie Mac have announced the Conforming Loan Limits starting January 1st 2018. The standard conventional loan limit has increased to $453,100. This is also called the Conforming Loan Limit (453K). For High Cost Areas, the maximum conforming loan for Fannie Mae and Freddie Mac is now $679.650 - These loans are also called Conforming Jumbo, Conforming High Balance, and Super Conforming Loans.

There are different down payment requirements for Conforming Conventional loans.
* Conventional Loans up to $453K loan amounts require a minimum of 3% down payment.
* Conventional Loans that between $453,101 up to the max $679,650 High Cost County Loan Limit are available with as little as 5% down payment required (in eligible areas).

2018 California Conforming Loan Limits for all California Counties below:

County 1-family 2-family 3-family 4-family
Alameda $679,650 $870,225 $1,051,875 $1,307,175
Alpine $463,450 $593,300 $717,150 $891,250
Amador $453,100 $580,150 $701,250 $871,450
Butte $453,100 $580,150 $701,250 $871,450
Calaveras $453,100 $580,150 $701,250 $871,450
Colusa $453,100 $580,150 $701,250 $871,450
Contra Costa $679,650 $870,225 $1,051,875 $1,307,175
Del Norte $453,100 $580,150 $701,250 $871,450
El Dorado $517,500 $662,500 $800,800 $995,200
Fresno $453,100 $580,150 $701,250 $871,450
Glenn $453,100 $580,150 $701,250 $871,450
Humboldt $453,100 $580,150 $701,250 $871,450
Imperial $453,100 $580,150 $701,250 $871,450
Inyo $453,100 $580,150 $701,250 $871,450
Kern $453,100 $580,150 $701,250 $871,450
Kings $453,100 $580,150 $701,250 $871,450
Lake $453,100 $580,150 $701,250 $871,450
Lassen $453,100 $580,150 $701,250 $871,450
Los Angeles $679,650 $870,225 $1,051,875 $1,307,175
Madera $453,100 $580,150 $701,250 $871,450
Marin $679,650 $870,225 $1,051,875 $1,307,175
Mariposa $453,100 $580,150 $701,250 $871,450
Mendocino $453,100 $580,150 $701,250 $871,450
Merced $453,100 $580,150 $701,250 $871,450
Modoc $453,100 $580,150 $701,250 $871,450
Mono $529,000 $677,200 $818,600 $1,017,300
Monterey $615,250 $787,650 $952,050 $1,183,200
Napa $679,650 $870,225 $1,051,875 $1,307,175
Nevada $477,250 $610,950 $738,500 $917,800
Orange $679,650 $870,225 $1,051,875 $1,307,175
Placer $517,500 $662,500 $800,800 $995,200
Plumas $453,100 $580,150 $701,250 $871,450
Riverside $453,100 $580,150 $701,250 $871,450
Sacramento $517,500 $662,500 $800,800 $995,200
San Benito $679,650 $870,225 $1,051,875 $1,307,175
San Bernardino $453,100 $580,150 $701,250 $871,450
San Diego $649,750 $831,800 $1,005,450 $1,249,550
San Francisco $679,650 $870,225 $1,051,875 $1,307,175
San Joaquin $453,100 $580,150 $701,250 $871,450
San Luis Obispo $615,250 $787,650 $952,050 $1,183,200
San Mateo $679,650 $870,225 $1,051,875 $1,307,175
Santa Barbara $625,500 $800,775 $967,950 $1,202,925
Santa Clara $679,650 $870,225 $1,051,875 $1,307,175
Santa Cruz $679,650 $870,225 $1,051,875 $1,307,175
Shasta $453,100 $580,150 $701,250 $871,450
Sierra $453,100 $580,150 $701,250 $871,450
Siskiyou $453,100 $580,150 $701,250 $871,450
Solano $453,100 $580,150 $701,250 $871,450
Sonoma $648,600 $830,300 $1,003,650 $1,247,300
Stanislaus $453,100 $580,150 $701,250 $871,450
Sutter $453,100 $580,150 $701,250 $871,450
Tehama 453,100 $580,150 $701,250 $871,450
Trinity $453,100 $580,150 $701,250 $871,450
Tulare $453,100 $580,150 $701,250 $871,450
Tuolomne $453,100 $580,150 $701,250 $871,450
Ventura $672,750 $861,250 $1,041,050 $1,293,750
Yolo $517,500 $662,500 $800,800 $995,200
Yuba $453,100 $580,150 $701,250 $871,450


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