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  • 2022 Conforming Loan Limits In California

    The 2022 Conforming loan limit in California has been increased. The Federal Housing Finance Agency (FHFA) announced they are raising the 2022 Conforming loan limits in California which is good news for homeowners and homebuyers.

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  • How to Have a Stress-Free Home Buying Experience Ladera Ranch, CA
  • Welcome Home to Ladera Ranch, CA

    If you’ve recently moved to Ladera Ranch, you may be uncertain where to begin when it comes to unpacking and getting settled. After all, once you get settled in, you can begin to explore all the things that Ladera Ranch has to offer its residents!

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  • Urge Congress to Take Action and Contact FHFA and GSEs to Withdraw Refinance Fee

    Urge Congress to Take Action and Contact FHFA and GSEs to Withdraw Refinance Fee!
    On Wednesday, August 12, Freddie Mac (FHLMC) and Fannie Mae (FNMA) announced a 50 basis point "tax" on consumers in the form of an Adverse Market Refinance Fee effective September 1, 2020.

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  • The Easy Path to Downsizing for Retirement

    You no longer need the space to raise kids, but the tidy profit after buying a less expensive home would come in handy. As a result, downsizing means there’s less cleaning and maintenance to worry about with a smaller space, and it would certainly be nice to relocate to greener pastures.

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  • All In One Pay Principal First

    But, while you have a loan, imagine being able to pay principle before you pay interest on that home loan. If I can show you a way to build equity faster, in a good or bad housing market, and save yourself thousands (most of the time hundreds of thousands of dollars on your home mortgage) and pay it off years earlier, would you be interested?

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