Latest Articles

California’s 2024 Conforming County Loan Limits for FHA, VA, Conventional, and Jumbo loans.

California’s 2024 Conforming County Loan Limits for FHA, VA, Conventional, and Jumbo loans. In 2024, the Federal Housing Finance Administration (FHFA) has set the baseline conforming loan limit (CCL) for 1 unit properties at $766,550 (a 5.5% increase from 2023) for Conventional financing (Fannie Mae & Freddie Mac), and up to $1,149,825 in California’s high-cost counties. A Conforming loan is a home […]

No Income. No Job. Home Loan?

Unleash Your Financial Freedom with Oso Creek Mortgage’s Community Mortgage Product At Oso Creek Mortgage, we’re proud to introduce our exclusive Community Mortgage product. This unique offering doesn’t require income or employment details on the application, making it a revolutionary solution in the mortgage industry. Our Community Mortgage product is designed to address the barriers that often […]

Relocating with Ease: A Guide to Moving States

Acknowledge that moving to a new state is a significant decision that requires thorough planning and research. This transition not only involves logistical considerations but also emotional adjustments. To ensure a smooth move, it is crucial to understand every step of the process. Each phase demands careful consideration and action, from choosing the right location […]